Ricardo is a Principal in Deloitte & Touche LLP’s Enterprise Risk Services practice, he has over 15 years of experience serving the financial services industry in the areas of credit and market risk management, derivatives processing and fixed income analytics. Ricardo has significant knowledge of trading floor environments and middle-office across investment banking and investment management. Ricardo has managed projects for global financial services organizations including: counterparty credit risk, operational readiness assessments, reengineering of collateral management operations, credit derivatives operational assessments and implementation of market and credit risk systems.